I have been asked how we can afford fertility treatments a few times recently. It got me thinking on what I have changed to be more responsible at saving. Here goes…
I don’t go out with my girlfriends anymore. Buying new clothes is a thing of the past. Spa visits, what is that again? I don’t buy myself anything lavish. I gave almost all my comforts and spoils up to save as much as I can.
Now I hear you thinking, but why isn’t she freelancing or have a second job… Well, when I get home I don’t want to have additional pressure to have delivery deadlines and clients nagging me. I actually cannot think of anything worse than adding unnecessary stress on myself. Yes, I could’ve done freelance design work like designing (but I really hate design and would rather outsource it anyway as I have no creativity left after all these years) or managing other people’s websites and social media. I just want to keep the time after work to do things that helps me relax, like going to gym or taking the cats for a walk.
I also have to admit that my husband pays the biggest portion of the treatment expenses. If it wasn’t for him we probably would not be able to afford fertility treatments. He owns his own company, so it really is our saving grace.
On the note of fertility treatment costs, it is expensive as hell. Medical aid also doesn’t really reimburse you for anything either. You are pretty much on your own. You may expect a little something back from SARS at the end of the year, but don’t pin your hopes on that either.